Richard Carrizales for Congress

Meet Richard Carrizales

Fighting for affordable housing, ending food insecurity, and bridging divides in Michigan’s 2nd district.

At the core of my policies there are a couple of principles that drive how I think. First, I believe that government should encourage policies that bring people together. One major example of this is what I like to call American Noblesse Oblige. The idea of noblesse oblige comes from France, and I encourage you to look it up. Simply put, it means "with power and wealth comes social obligation".

The idea that the wealthy should help those around them is popular in some circles and divisive in others. To me, the best way to eliminate that division is to add a dash of American capitalism to it. I'll do this by offering tax breaks to individuals and businesses that provide aid to those in need within their communities. A tornado strikes a rural hospital, and a wealthy individual within the state covers the costs of repairs while awaiting insurance payouts. This results in faster care for everyone using that hospital, and the wealthy individual should be rewarded for doing the right thing. There are plenty of things we could do, but as one example, we could give them a tax break equal to one years worth of interest based on a 10-year treasury bond.

My second guiding principle is that that people should be encouraged to invest in themselves first, and the market second. I have nothing against people investing in their 401ks, but by making them the only pre-tax investment, we encourage people to spend their entire lives focusing on the end of it. Instead, I want to create policies that encourage goal setting. Buy a house at 25. Pay it off at 40. This isn't controversial. We see finance experts recommending we eliminate debt all the time, but never before has the government incentivized it. I intend to do just that.

FAQ

Read the most frequent questions before visiting the FAQ page below

Who is Rich Carrizales?

Rich is a resident of Harrietta, in Wexford county. He moved to northern Michigan in 2015 with his wife and 2 children. He is a former licensed mortgage banker with degrees in marine technology (Northwestern Michigan College), project management and environmental sustainability (Grand Valley State University). Additionally, he has multiple other licenses/certifications, including a grid infrastructure basics certification from University of Colorado Boulder.

What policies will Rich work on first if elected?

At the top of Rich's list is housing. As a former mortgage banker, he has plenty of personal experience watching young people struggle to find housing.

What is Rich going to improve?

How is Rich going to implement his policies?

Rich has policies which will improve Housing, Businesses, Taxes, Work Assistance, National Debt, Health Care, Drug Abuse, and Immigration.

What is Rich's main focus?

Making life worth living from ages 20-70. Far too many young people have given up on the American dream, and many who are older are focused solely on retirement.

Each of Rich's policies are designed in a way that allows politicians of either party to take them back to their constituents proudly. The goal is to ensure that each policy benefits as many people as possible, regardless of political affiliation.